Financial Centsibility

“Financial freedom is available to all those who learn about it and work for it.” Robert Kiyosaki – Author of Rich Dad, Poor Dad

 

Hi’ i’m Gillian! Welcome to my financial blog. Explore my articles or calculators to understand some of the more complex aspects of making a financial decision!

 

Life After Covid-19

Life After Covid-19

Intro What Is Life Going to Be Like After Corona?On March 10, Jamaica had its first case of Covid-19, the novel (new) corona-virus. The virus has led to massive changes in the way we do things; the way we work, the way we interact with people in public, how we...

The Financial Responses to Coronavirus – Around the World

The Financial Responses to Coronavirus – Around the World

Intro How Economies Are Reacting to COVID-19Stock markets around the world have been reeling from the effects of Covid1, with some of the largest declines in history, particularly since the last economic recession in 2009. The table below shows some of the key markets...

What Does Know Your Customer Mean?

What Does Know Your Customer Mean?

Intro KYC - How Does it Impact Me?Have you ever wondered why is it that you need to provide so many documents to operate a bank account, to apply for a loan or to do business at most financial institutions? As a Jamaican trying to access financial services for the...

Your NHT Benefits Explained

Your NHT Benefits Explained

Intro What are the Benefits being Offered by the NHT?Are you thinking about buying a home but have no idea what the benefits of using the NHT are or perhaps you are making NHT contributions and don’t know why or how you can get them refunded? I spoke about a few of...

Reducing Balance vs Add-On Loan

Reducing Balance vs Add-On Loan

Intro Which One Costs More - Reducing Balance or Add On?I was recently a guest on the Earning Season Podcast and I spoke about the journey towards home ownership, which included everything from applying for a loan, to searching for a house to what to expect as a new...

A Survey on Mortgages in Jamaica

A Survey on Mortgages in Jamaica

Intro What is the Mortgage Process Like in Jamaica?A survey was conducted via Survey Monkey and issued to Jamaican mortgagors from Dec 13th to Dec 17th to assess their views on various aspects of the mortgage process. There were fifty (50) responses, summaries of...