Financial Centsibility
“Financial freedom is available to all those who learn about it and work for it.” Robert Kiyosaki – Author of Rich Dad, Poor Dad
Hi’ i’m Gillian! Welcome to my financial blog. Explore my articles or calculators to understand some of the more complex aspects of making a financial decision!
Car Loan Survey – Results
Intro Car Loan Survey ResultsAn auto loan survey was issued to persons in Jamaica on Aug 6, 2020 via Twitter. The respondents were asked questions on their experience in five (5) main categories: Where they got the loan, how they would rate the service, how easy the...
Saving for a Mortgage
Intro What are some guidelines for saving for your first home?You did some research on the housing market and decided that you want to buy a 2 bedroom apartment in Norbrook, or perhaps you did some further assessments and then decided that you could only manage a quad...
Real Estate Investing During Covid-19
Intro Interest Rates are Low So Should I Invest In Real Estate?I was recently a guest on TVJ's townhall where the topic of discussion was investing during Covid-19. The link for the full interview is here...
Tips to be Safe with your Money During COVID19
Intro Guidelines on Protecting Your Hard Earned Dollars Contributed by David Rose With COVID-19 causing more economic harm than physiological harm on the nation’s health, this is the worst time for anyone to be fleeced of their hard-earned money as a result of...
Loan Deferrals
Intro What is a Loan Deferral and Do I Need One?Payment holiday, moratorium, forbearance, loan deferral - I am sure you have been hearing all these terms in light of the Covid-19 pandemic and may not have a clue what they are. What do they mean and how could they...
Life After Covid-19
Intro What Is Life Going to Be Like After Corona?On March 10, Jamaica had its first case of Covid-19, the novel (new) corona-virus. The virus has led to massive changes in the way we do things; the way we work, the way we interact with people in public, how we...
The Financial Responses to Coronavirus – Around the World
Intro How Economies Are Reacting to COVID-19Stock markets around the world have been reeling from the effects of Covid1, with some of the largest declines in history, particularly since the last economic recession in 2009. The table below shows some of the key markets...
What Does Know Your Customer Mean?
Intro KYC - How Does it Impact Me?Have you ever wondered why is it that you need to provide so many documents to operate a bank account, to apply for a loan or to do business at most financial institutions? As a Jamaican trying to access financial services for the...
Is a Motor Vehicle an Asset or a Liability?
Intro Is having a car adding value to you or costing you $$You have been thinking about purchasing a motor vehicle, but are unsure about whether to buy new or used. It is an important milestone and there are a few things that you may need to consider before diving...