Financial Centsibility

“Financial freedom is available to all those who learn about it and work for it.” Robert Kiyosaki – Author of Rich Dad, Poor Dad

 

Hi’ i’m Gillian! Welcome to my financial blog. Explore my articles or calculators to understand some of the more complex aspects of making a financial decision!

 

Credit Cards in Jamaica

Credit Cards in Jamaica

Intro What Is The Credit Card Market like in Jamaica?Although many may think using a credit card is easy, I don’t take it for granted that everyone knows the benefits and pitfalls of having one. I have been using credit cards for years and wanted to provide some...

How to Budget in 2020! – Templates Included

How to Budget in 2020! – Templates Included

Intro Start the New Year with a Savings GoalSince 2020 is rolling around I thought I would share some of the budgeting tips and templates that I’ve used over time. Perhaps you are saving towards a life goal like a wedding or a house purchase, school etc. or perhaps...

Financial Calculators

Financial Calculators

Download these Financial Calculators To Help You Make Your Financial Decisions:   (Click 'File' and 'Download' to save the Google Sheets and make the desired changes)  Details Exploring The World.. One Data Point at a Time  I Welcome Your Feedback! Let me know...

A Career in Actuarial Science

A Career in Actuarial Science

Intro What is Actuarial Science? Details Exploring The World.. One Data Point at a Time  USING DATA TO MAKE DECISIONS When you are trying to make a difficult financial decision, it is sometimes hard to access the right information in a way that is clear and easy...

Credit Reports in Jamaica

Credit Reports in Jamaica

Intro Go Access Your Free Credit Report Today:A Matter of Life and DebtDo you know what your credit score is? Have you ever accessed one of your free credit reports? Do you know how many bureaus are in Jamaica? Let’s talk credit reports..  Imagine you applied for a...

Financial Literacy in Jamaica

Financial Literacy in Jamaica

Intro Jamaica Scores 33% in Financial LiteracyIn a report called Financial Literacy Around The World which was undertaken by Standard & Poor’s with representatives from the World Bank, it indicated that Jamaica is ranked 29 out of the 47 scores assigned to 142...

How To Get Car Insurance in Jamaica

How To Get Car Insurance in Jamaica

Intro Navigating Auto InsuranceCar insurance is a mandatory requirement for getting a motor vehicle in Jamaica. In fact, before you can purchase a vehicle i.e. transfer it into your name, you must show proof that you have insurance for it.    The industry is regulated...

Steps to Getting a Car Loan!

Steps to Getting a Car Loan!

Intro How Do You Navigate Getting a Loan to buy a Car in Jamaica? Congratulations! You’ve made the decision to purchase a motor vehicle. So what next? Navigating the auto loan landscape can be tough, particularly for first time purchasers. These eleven steps on...