Financial Centsibility
“Financial freedom is available to all those who learn about it and work for it.” Robert Kiyosaki – Author of Rich Dad, Poor Dad
Hi’ i’m Gillian! Welcome to my financial blog. Explore my articles or calculators to understand some of the more complex aspects of making a financial decision!
How To Sell a House in Jamaica
Intro I'm ready to sell my house!You decide to step up and move into something a little more spacious for your growing family, or perhaps you found a lucrative job offer and you now have to relocate. Selling a house in Jamaica can be a process if you are unfamiliar...
What is your Net Worth and How DO you Calculate It?
Intro How do you calculate your net worth? Why is your net worth important to know?Net worth is an individual's total assets minus total liabilities. It reveals your financial health by showing your current financial position. Tracking your net worth can help you...
2021 Year in Review and Setting Goals for 2022
Intro PREPARING FOR 2022!Are you ready to kick-start your 2022? I wrote this 2021 Year in Review and kick-starter for 2022 to help you reflect and set goals for the new year. You don’t have to set goals at the beginning of the year, you can actually do it at any time....
How to Budget in 2022
Intro Start the New Year with a Savings GoalSince 2022 is rolling around I thought I would share some of the budgeting tips and templates that I’ve used over time. Perhaps you are saving towards a life goal like a wedding or a house purchase, school etc. or perhaps...
Your Financial Holiday Gift Guide!
Intro Your Holiday Financial Gift Guide!The holidays are rolling around and you are ready to start the journey towards financial freedom. Perhaps you have already embarked on the trip but need some guidance along the way. You may also have a friend or family member...
Calculating Your Net Pay
Intro What are all these deductions and why do i have to pay them? You have received your payslip as a new employee (or one working for a couple of years) but you have no idea what the items on it really mean. No worries! By the time you’ve finished this article you...
Increase in NIS Insurable Wage Ceiling
April 2021 - increase in insurable wage ceiling for the national insurance scheme If you see National Insurance Scheme (NIS) being deducted from your gross pay, as of April 2021 expect to see an increase in the amount being deducted IF you earn more than...
Centsible Love – Personal Finance Tips for Couples
Centsible Love – Personal Finance Tips for couples So you're in a long term relationship and are thinking about taking that next step, whether it is getting an account together or purchasing equities or assets you should be aware of some of the reasons why it...
Consolidating Debt – Jamaica
How To Reduce Your Debt You find yourself overwhelmed with debt and you don’t know what do or where to start. Many of us have arrived in this position and feel like there is no way out. There are success stories of persons who have turned around their life and...